The Affordable Care Act, also known as Obamacare, is a comprehensive healthcare reform law enacted in March 2010. Its primary goal is to increase access to affordable health insurance coverage for Americans and to reduce the overall costs of healthcare.

Most U.S. citizens and legal residents are eligible to enroll in health insurance coverage through the ACA. This includes individuals, families, and small business owners. Eligibility for subsidies and Medicaid expansion varies based on income and other factors.

Open Enrollment typically runs from November to December each year. However, if you experience a qualifying life event such as marriage, birth/adoption of a child, loss of other coverage, or a change in income, you may be eligible for a Special Enrollment Period, allowing you to enroll outside of the regular enrollment period.

The ACA Marketplace offers a variety of health insurance plans, including Bronze, Silver, Gold, and Platinum levels. These plans differ in terms of coverage levels and cost-sharing. Additionally, catastrophic plans are available for young adults and those facing financial hardship.

Yes, the ACA provides financial assistance to help individuals and families with low to moderate incomes afford health insurance coverage. This assistance comes in the form of premium tax credits and cost-sharing reductions, which can help lower monthly premiums and out-of-pocket costs.

Medicaid expansion is a provision of the ACA that allows states to expand Medicaid eligibility to cover more low-income individuals and families. However, not all states have chosen to expand Medicaid. Eligibility criteria for Medicaid vary by state.

There are various resources available to help you navigate the ACA, including certified enrollment assisters, insurance brokers, and online tools provided by the government. Additionally, many community organizations and non-profits offer assistance with enrollment and understanding coverage options.

There are various resources available to help you navigate the ACA, including certified enrollment assisters, insurance brokers, and online tools provided by the government. Additionally, many community organizations and non-profits offer assistance with enrollment and understanding coverage options.