/* ============================================
   NXXT Mobile - Main Stylesheet
   ============================================ */

:root {
  --green: #7CC242;
  --green-dark: #5fa030;
  --green-light: #a0dc6a;
  --navy: #0a1628;
  --navy-mid: #0f2040;
  --navy-light: #162a4a;
  --white: #ffffff;
  --gray-light: #f5f7fa;
  --gray-mid: #e8ecf0;
  --gray-text: #6b7280;
  --text-dark: #1a2332;
  --font: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, sans-serif;
  --shadow: 0 4px 24px rgba(0,0,0,0.12);
  --shadow-lg: 0 8px 48px rgba(0,0,0,0.2);
  --radius: 12px;
  --radius-sm: 8px;
}

/* ============ ADA / ACCESSIBILITY ============ */
.skip-link {
  position: absolute;
  top: -100px;
  left: 0;
  background: var(--navy);
  color: var(--white);
  padding: 12px 24px;
  z-index: 9999;
  font-weight: 700;
  text-decoration: none;
  border-radius: 0 0 8px 0;
  transition: top 0.2s;
}
.skip-link:focus {
  top: 0;
}
*:focus-visible {
  outline: 3px solid #4a8a1a;
  outline-offset: 3px;
  border-radius: 4px;
}
/* Accessible green for text on white - passes 4.5:1 contrast */
.accent-text { color: #4a8a1a; }

/* ============ RESET & BASE ============ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font);
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: 50px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all 0.25s ease;
  white-space: nowrap;
  text-decoration: none;
}

.btn-primary {
  background: var(--green);
  color: var(--navy);
}
.btn-primary:hover {
  background: var(--green-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(124, 194, 66, 0.4);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.6);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
  transform: translateY(-2px);
}

.btn-lg {
  padding: 18px 42px;
  font-size: 1.1rem;
}

/* ============ NAVIGATION ============ */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 2px solid var(--green);
  transition: box-shadow 0.3s;
}

.nav.scrolled {
  box-shadow: 0 2px 20px rgba(0,0,0,0.12);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}

.nav-logo {
  font-size: 1.5rem;
  font-weight: 800;
  letter-spacing: -0.5px;
  color: var(--green);
  text-transform: lowercase;
}
.nav-logo span {
  color: var(--white);
  opacity: 0.7;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
}

.nav-links a {
  color: var(--navy);
  font-size: 0.95rem;
  font-weight: 500;
  padding: 8px 16px;
  border-radius: 8px;
  transition: all 0.2s;
}
.nav-links a:hover {
  color: var(--green-dark);
  background: rgba(124,194,66,0.08);
}
.nav-links a.active {
  color: var(--green-dark);
}

.nav-cta {
  background: var(--green);
  color: var(--navy) !important;
  font-weight: 700 !important;
  padding: 10px 22px !important;
  border-radius: 50px !important;
}
.nav-cta:hover {
  background: var(--green-light) !important;
  color: var(--navy) !important;
}

/* Hamburger */
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  border-radius: 8px;
  transition: background 0.2s;
}
.nav-hamburger:hover { background: rgba(255,255,255,0.08); }
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s;
}
.nav-hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; }
.nav-hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* Mobile nav */
.nav-mobile {
  display: none;
  background: var(--navy-mid);
  border-top: 1px solid rgba(124, 194, 66, 0.15);
}
.nav-mobile.open { display: block; }
.nav-mobile a {
  display: block;
  color: rgba(255,255,255,0.85);
  font-size: 1rem;
  font-weight: 500;
  padding: 14px 24px;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  transition: all 0.2s;
}
.nav-mobile a:hover { background: rgba(255,255,255,0.05); color: var(--white); }
.nav-mobile a.active { color: var(--green); }
.nav-mobile .nav-cta {
  margin: 16px 24px;
  display: inline-block;
  border-radius: 50px !important;
  text-align: center;
  background: var(--green);
  color: var(--navy) !important;
  font-weight: 700 !important;
}

/* ============ HERO ============ */
.hero {
  background: var(--navy);
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 0 80px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(124, 194, 66, 0.12) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -100px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(124, 194, 66, 0.07) 0%, transparent 70%);
  pointer-events: none;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(124, 194, 66, 0.15);
  border: 1px solid rgba(124, 194, 66, 0.3);
  color: var(--green);
  font-size: 0.85rem;
  font-weight: 600;
  padding: 8px 16px;
  border-radius: 50px;
  margin-bottom: 24px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 24px;
  max-width: 700px;
}
.hero h1 .accent { color: var(--green); }

.hero p {
  font-size: 1.2rem;
  color: rgba(255,255,255,0.72);
  max-width: 560px;
  margin-bottom: 40px;
  line-height: 1.7;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  gap: 40px;
  margin-top: 64px;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.stat-item { text-align: center; }
.stat-num {
  font-size: 2rem;
  font-weight: 800;
  color: var(--green);
  display: block;
}
.stat-label {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* ============ SECTIONS ============ */
.section {
  padding: 96px 0;
}

.section-dark {
  background: var(--navy);
  color: var(--white);
}

.section-gray {
  background: var(--gray-light);
}

.section-label {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--green);
  margin-bottom: 12px;
}

.section-title {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 16px;
}

.section-subtitle {
  font-size: 1.1rem;
  color: var(--gray-text);
  max-width: 560px;
  line-height: 1.7;
  margin-bottom: 48px;
}
.section-dark .section-subtitle { color: rgba(255,255,255,0.65); }

.text-center { text-align: center; }
.text-center .section-subtitle { margin-left: auto; margin-right: auto; }

/* ============ QUALIFY SECTION ============ */
.qualify-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 16px;
  margin-bottom: 48px;
}

.qualify-card {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: var(--white);
  border: 1px solid var(--gray-mid);
  border-radius: var(--radius);
  padding: 20px;
  transition: all 0.25s;
  cursor: default;
}
.qualify-card:hover {
  border-color: var(--green);
  box-shadow: 0 4px 20px rgba(124, 194, 66, 0.15);
  transform: translateY(-2px);
}

.qualify-icon {
  width: 42px;
  height: 42px;
  background: rgba(124, 194, 66, 0.12);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1.1rem;
}

.qualify-text strong {
  display: block;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 2px;
}
.qualify-text span {
  font-size: 0.85rem;
  color: var(--gray-text);
}

.qualify-income {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 24px 32px;
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 40px;
}
.qualify-income .icon { font-size: 2rem; }
.qualify-income strong { display: block; font-size: 1.05rem; font-weight: 700; }
.qualify-income span { font-size: 0.9rem; color: rgba(255,255,255,0.7); }

/* ============ BENEFITS SECTION ============ */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 24px;
}

.benefit-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 28px 24px;
  text-align: center;
  transition: all 0.25s;
}
.benefit-card:hover {
  background: rgba(124, 194, 66, 0.08);
  border-color: rgba(124, 194, 66, 0.4);
  transform: translateY(-4px);
}

.benefit-icon {
  width: 56px;
  height: 56px;
  background: rgba(124, 194, 66, 0.15);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin: 0 auto 16px;
}

.benefit-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 6px;
}
.benefit-card p {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
}

/* ============ HOW IT WORKS ============ */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 36px;
  left: calc(16.67% + 36px);
  right: calc(16.67% + 36px);
  height: 2px;
  background: linear-gradient(90deg, var(--green) 0%, var(--green) 100%);
  opacity: 0.3;
}

.step-card {
  text-align: center;
  padding: 32px 24px;
}

.step-num {
  width: 72px;
  height: 72px;
  background: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--navy);
  margin: 0 auto 24px;
  position: relative;
  z-index: 1;
}

.step-card h3 {
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-dark);
}
.step-card p {
  color: var(--gray-text);
  font-size: 0.95rem;
  line-height: 1.6;
}

/* ============ STATES SECTION ============ */
.states-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 24px;
}

.state-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(124, 194, 66, 0.1);
  border: 1px solid rgba(124, 194, 66, 0.3);
  color: var(--navy);
  padding: 10px 18px;
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 600;
}
.state-chip::before { content: '✓'; color: var(--green); font-weight: 700; }

.california-note {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 20px 28px;
  display: flex;
  align-items: center;
  gap: 16px;
  margin-top: 24px;
}
.california-note .icon { font-size: 1.5rem; flex-shrink: 0; }
.california-note p { font-size: 0.95rem; color: rgba(255,255,255,0.85); }
.california-note a { color: var(--green); font-weight: 600; }

/* ============ CTA BAND ============ */
.cta-band {
  background: var(--green);
  padding: 80px 0;
  text-align: center;
}
.cta-band h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 16px;
}
.cta-band p {
  font-size: 1.1rem;
  color: rgba(10, 22, 40, 0.75);
  margin-bottom: 40px;
}
.btn-dark {
  background: var(--navy);
  color: var(--white);
}
.btn-dark:hover {
  background: var(--navy-mid);
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(10, 22, 40, 0.4);
}

/* ============ FOOTER ============ */
.footer {
  background: var(--navy);
  color: rgba(255,255,255,0.7);
  padding: 64px 0 32px;
  border-top: 1px solid rgba(124, 194, 66, 0.15);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand .nav-logo {
  font-size: 1.6rem;
  margin-bottom: 16px;
  display: block;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.7;
  color: rgba(255,255,255,0.55);
  max-width: 280px;
}

.footer-social {
  display: flex;
  gap: 12px;
  margin-top: 24px;
}

.social-link {
  width: 40px;
  height: 40px;
  background: rgba(255,255,255,0.08);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  transition: all 0.2s;
  color: rgba(255,255,255,0.7);
}
.social-link:hover {
  background: var(--green);
  color: var(--navy);
  transform: translateY(-2px);
}

.footer-col h4 {
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--white);
  margin-bottom: 20px;
}

.footer-col ul li {
  margin-bottom: 10px;
}
.footer-col ul li a {
  color: rgba(255,255,255,0.55);
  font-size: 0.9rem;
  transition: color 0.2s;
}
.footer-col ul li a:hover { color: var(--green); }

.footer-contact li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.55);
  margin-bottom: 12px;
}
.footer-contact li .icon { color: var(--green); flex-shrink: 0; margin-top: 2px; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
}

.footer-disclaimer {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.35);
  margin-top: 8px;
}

/* ============ PAGE HEADERS ============ */
.page-header {
  background: var(--navy);
  padding: 120px 0 64px;
  text-align: center;
}
.page-header h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 16px;
}
.page-header p {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.65);
  max-width: 600px;
  margin: 0 auto;
}

/* ============ ABOUT PAGE ============ */
.about-intro {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  margin-bottom: 80px;
}

.about-stat-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin: 48px 0;
}

.about-stat {
  text-align: center;
  padding: 32px 24px;
  background: var(--navy);
  border-radius: var(--radius);
  color: var(--white);
}
.about-stat .num {
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--green);
  display: block;
}
.about-stat .lbl {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
}

/* FAQ */
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--gray-mid);
}
.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 24px 0;
  cursor: pointer;
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--text-dark);
  transition: color 0.2s;
}
.faq-question:hover { color: var(--green); }
.faq-question .arrow {
  font-size: 1.2rem;
  transition: transform 0.3s;
  color: var(--green);
  flex-shrink: 0;
}
.faq-item.open .faq-question .arrow { transform: rotate(45deg); }
.faq-answer {
  display: none;
  padding-bottom: 24px;
  color: var(--gray-text);
  font-size: 0.97rem;
  line-height: 1.7;
}
.faq-item.open .faq-answer { display: block; }

/* ============ AGENTS PAGE ============ */
.agents-benefits {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 20px;
  margin: 40px 0;
}
.agent-benefit {
  background: var(--white);
  border: 1px solid var(--gray-mid);
  border-radius: var(--radius);
  padding: 24px;
  transition: all 0.25s;
}
.agent-benefit:hover {
  border-color: var(--green);
  box-shadow: 0 4px 20px rgba(124, 194, 66, 0.12);
}
.agent-benefit .icon { font-size: 1.8rem; margin-bottom: 12px; }
.agent-benefit h3 { font-size: 1rem; font-weight: 700; margin-bottom: 6px; }
.agent-benefit p { font-size: 0.88rem; color: var(--gray-text); }

.tiers-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin: 48px 0;
}
.tier-card {
  border-radius: var(--radius);
  padding: 40px 36px;
  position: relative;
  overflow: hidden;
}
.tier-card.standard {
  background: var(--gray-light);
  border: 2px solid var(--gray-mid);
}
.tier-card.featured {
  background: var(--navy);
  border: 2px solid var(--green);
  color: var(--white);
}
.tier-badge {
  position: absolute;
  top: 20px;
  right: 20px;
  background: var(--green);
  color: var(--navy);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 50px;
  text-transform: uppercase;
}
.tier-card h3 { font-size: 1.4rem; font-weight: 800; margin-bottom: 8px; }
.tier-card .tier-desc { font-size: 0.95rem; margin-bottom: 24px; opacity: 0.75; }
.tier-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
  margin-bottom: 12px;
}
.tier-features li::before {
  content: '✓';
  color: var(--green);
  font-weight: 700;
  flex-shrink: 0;
}

/* ============ CONTACT PAGE ============ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 64px;
  align-items: start;
}
.contact-info h2 {
  font-size: 1.8rem;
  font-weight: 800;
  margin-bottom: 8px;
}
.contact-info p { color: var(--gray-text); margin-bottom: 32px; }

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 24px;
}
.contact-detail .icon-box {
  width: 48px;
  height: 48px;
  background: rgba(124, 194, 66, 0.12);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.contact-detail strong { display: block; font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.5px; color: var(--gray-text); margin-bottom: 4px; }
.contact-detail a, .contact-detail p { font-size: 0.97rem; color: var(--text-dark); }
.contact-detail a:hover { color: var(--green); }

/* Contact form */
.contact-form-box {
  background: var(--gray-light);
  border-radius: var(--radius);
  padding: 40px;
}
.contact-form-box h3 { font-size: 1.3rem; font-weight: 700; margin-bottom: 24px; }
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-mid);
  border-radius: var(--radius-sm);
  font-family: var(--font);
  font-size: 0.95rem;
  color: var(--text-dark);
  background: var(--white);
  transition: border-color 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(124, 194, 66, 0.12);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

/* ============ ENROLL PAGE ============ */
.enroll-content {
  max-width: 860px;
  margin: 0 auto;
  padding: 64px 24px;
  text-align: center;
}
.enroll-content h2 { font-size: 1.8rem; font-weight: 800; margin-bottom: 12px; }
.enroll-content > p { color: var(--gray-text); margin-bottom: 48px; font-size: 1.05rem; }
.jotform-wrapper {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  min-height: 600px;
}

/* ============ TRUST BAR ============ */
.trust-bar {
  background: rgba(124, 194, 66, 0.06);
  border-top: 1px solid rgba(124, 194, 66, 0.15);
  border-bottom: 1px solid rgba(124, 194, 66, 0.15);
  padding: 20px 0;
}
.trust-items {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy);
}
.trust-item .icon { color: var(--green); font-size: 1rem; }

/* ============ RESPONSIVE ============ */
@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .about-intro { grid-template-columns: 1fr; gap: 40px; }
  .about-stat-row { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .tiers-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; gap: 0; }
  .steps-grid::before { display: none; }
}

@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-hamburger { display: flex; }
  .hero-stats { flex-wrap: wrap; gap: 24px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .section { padding: 64px 0; }
  .hero { padding: 100px 0 60px; }
  .form-row { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .hero-buttons { flex-direction: column; }
  .hero-buttons .btn { width: 100%; justify-content: center; }
  .qualify-grid { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr 1fr; }
  .agents-benefits { grid-template-columns: 1fr; }
}